Privacy Policy

1. Introduction

Pridens Trading Corporation ("Pridens", "we", "us", or "our") operates the Pridens ecosystem, including our websites, the Partner Network, and the Merchant Network. We are committed to protecting the personal data of our subscribers, merchants, and agents.

2. Information We Collect

We may collect the following types of personal information when you register, subscribe, or interact with our platform:

• Personal Identification Information: Name, Date of Birth, Gender, Civil Status, Nationality.
• Contact Information: Email address, mobile/telephone numbers, residential address.
• Financial Information: Source of income, monthly income, payment method details (processed securely via Xendit).
• Beneficiary Information: Names, dates of birth, and relationships of your declared beneficiaries for insurance and platform benefits.
• Technical Data: IP address, browser type, cookies, and usage data gathered automatically through our site.

3. How We Use Your Data

Your personal data is used exclusively for the following purposes:

• To process your subscription and establish your membership account.
• To facilitate transactions, invoice generation, and payment processing through our partner, Xendit.
• To verify identity and perform Anti-Money Laundering (AML) checks in compliance with regulatory bodies.
• To manage beneficiary assignments and claims regarding associated insurance packages.
• To notify you of account updates, ecosystem news, and policy changes.

4. Data Sharing and Disclosure

We do not sell, rent, or trade your personal information. We only share data with authorized third parties under strict confidentiality agreements, including:

• Payment Processors: Such as Xendit, strictly for processing your transactions.
• Government & Regulatory Bodies: Including the SEC, BIR, DTI, and NPC, when required by law or legal proceedings.
• Insurance Partners: Exclusively for the activation and management of your included insurance plans.

5. Automated Decision Making and Profiling

Pridens utilizes an AI Auto-Approval system (Subscription Analyzer) to expedite the application process. This system analyzes age constraints, beneficiary duplications, and account statuses. If your application is rejected by the automated system, you have the right to request a manual review by contacting our support team.

6. Data Security and Retention

We implement robust, state-of-the-art security measures to protect your data from unauthorized access, alteration, disclosure, or destruction. We retain your personal data only for as long as necessary to fulfill the purposes outlined in this policy or as mandated by Philippine law (e.g., taxation and corporate governance requirements).

7. Your Rights as a Data Subject

Under the Data Privacy Act of 2012, you possess the following rights regarding your personal data:

• Right to be Informed: To know how your data is collected and used.
• Right to Access: To obtain a copy of your personal data stored with us.
• Right to Object: To object to the processing of your data.
• Right to Erasure or Blocking: To request the deletion of your personal data, subject to legal retention constraints.
• Right to Rectification: To correct any inaccurate or outdated information.
• Right to Data Portability: To securely obtain and reuse your data.

8. Contact Our Data Protection Officer (DPO)

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact our officially designated Data Privacy Officer: