Protected Today.
Secured for Tomorrow.
Every Pridens subscriber with a With Insurance plan is backed by institutional-grade life, accidental death, personal accident, and disability coverage — provided by a certified external insurance provider at no extra cost to your subscription.
Pridens is not an insurance company. We do not underwrite, sell, or manage insurance products. All coverage is exclusively provided by a certified external insurance partner. We simply include this benefit in your With Insuranceth Insurance subscription so you don't have to arrange it separately.
by any cause
accidental fatalities
accidental injuries
total disability
Comprehensive Protection
in One Subscription
With Insurance plan subscribers are protected against life's most critical risks — automatically, from the moment your subscription is active.
Life Insurance
In the event of the subscriber's death by any covered cause, the named beneficiary receives the full insured amount — providing financial security for your family when they need it most.
Accidental Death Benefit
If a subscriber dies as a direct result of an accident, this benefit provides an additional payout on top of the base life insurance coverage — doubling the protection for accidental fatalities.
Personal Accident Coverage
Covers medical expenses and related costs arising from accidental bodily injuries — helping subscribers manage unexpected healthcare costs without financial burden after an accident.
Disability Coverage
In the event of total and permanent disability resulting from illness or accident, this benefit provides a lump-sum payout to help the subscriber and their family maintain financial stability.
Choose the Protection
That Fits Your Life
Insurance coverage is available on all three With Insurance subscription plans. NI (No Insurance) plans do not include coverage. All coverage is provided by an external insurance provider — not by Pridens.
- Life insurance coverage
- Accidental death benefit
- Personal accident protection
- Disability coverage
- 8 Points Monthly
- Partner Network Access
- Life insurance coverage
- Accidental death benefit
- Personal accident protection
- Disability coverage
- ₱50.00 P-Voucher Monthly
- 20 Points Monthly
- Life insurance coverage
- Accidental death benefit
- Personal accident protection
- Disability coverage
- ₱100.00 P-Voucher Monthly
- 30 Points Monthly
How to File a Claim
Filing a claim is straightforward. Pridens coordinates with the external insurance provider on your behalf to ensure a smooth and timely process.
Notify Pridens
Contact Pridens Trading Corporation immediately after the insurable event. Our team will guide you through the initial requirements and documentation.
Prepare Documents
Gather the required documents — including valid ID, proof of subscription, death certificate or medical records as applicable to the claim type.
Submit to Provider
Pridens coordinates the submission of your claim documents to the accredited external insurance provider for assessment and processing.
Receive Benefit
Upon approval by the insurance provider, the benefit amount is released directly to the named beneficiary or the subscriber, as applicable.
Insurance Questions Answered
Everything you need to know about your Pridens insurance coverage.
No. Insurance is only available on With Insurance plans — P-SAVER With Insurance, P-BASIC With Insurance, and P-PRIME With Insurance. NI (No Insurance) plans do not include any insurance coverage but still provide full access to the Pridens partner network, P-Vouchers, and other subscriber benefits.
Insurance coverage is underwritten and managed by a certified external insurance provider. Pridens Trading Corporation facilitates the benefit as part of your With Insuranceth Insurance subscription — you do not need to apply for insurance separately. Coverage is automatically activated when your With Insuranceth Insurance subscription is confirmed.
The maximum coverage available is ₱200,000 under the P-PRIME With Insurance (Elite) plan. The P-SAVER With Insurance and P-BASIC With Insuranceth Insurance plans both provide coverage of up to ₱100,000. All coverage types — life, accidental death, personal accident, and disability — are included in every With Insurance plan.
Your insurance coverage is activated once your With Insuranceth Insurance subscription is confirmed and onboarding is completed. There may be a standard waiting period as stipulated by the external insurance provider. Pridens will notify you once your coverage is fully active.
Subscribers can designate a named beneficiary (typically a family member or dependent) who will receive the insurance payout in the event of the subscriber's death. Beneficiary details are collected during the subscription onboarding process and may be updated by contacting Pridens directly.
Yes. Insurance coverage is tied to your active With Insurance subscription. If your subscription lapses or is cancelled, your coverage will be suspended accordingly. Pridens encourages subscribers to maintain an active plan to ensure continued protection for themselves and their beneficiaries.
Your Family's Safety
Net Starts Here
Subscribe to a With Insurance plan and get up to ₱200,000 in life, accidental death, personal accident, and disability coverage — facilitated through a certified external insurance provider and automatically included in your subscription at no extra cost.
Pridens Trading Corporation is not an insurance company. Coverage is solely provided and managed by our external insurance partner.