/* ==========================================================================
   PRIDENS — INSURANCE PAGE
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;500;600;700;800;900&display=swap');

:root {
    --primary:        #2db7cc;
    --primary-dark:   #1a9ab0;
    --primary-light:  #e6f8fb;
    --text-dark:      #0f172a;
    --text-mid:       #334155;
    --text-muted:     #64748b;
    --bg-page:        #f8fafc;
    --bg-white:       #ffffff;
    --border:         #e2e8f0;
    --shadow-sm:      0 2px 8px rgba(0,0,0,0.06);
    --shadow-md:      0 8px 30px rgba(0,0,0,0.08);
    --shadow-lg:      0 20px 50px rgba(0,0,0,0.10);
    --shadow-primary: 0 8px 30px rgba(45,183,204,0.25);
}

body {
    background: var(--bg-page) !important;
    font-family: 'Poppins', sans-serif !important;
    overflow-x: hidden;
}

/* ─── FULL-WIDTH SECTIONS ─────────────────────────────────────────────── */
.ins-hero,
.ins-cta {
    width: 100vw !important;
    position: relative !important;
    left: 50% !important;
    margin-left: -50vw !important;
    box-sizing: border-box !important;
}

/* ─── SCROLL ANIMATION ────────────────────────────────────────────────── */
.animate-on-scroll {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 0.7s ease, transform 0.7s ease;
}
.animate-on-scroll.is-visible { opacity: 1; transform: translateY(0); }

/* ─── SHARED ──────────────────────────────────────────────────────────── */
.ins-badge {
    display: inline-block;
    font-size: 0.7rem;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--primary);
    background: var(--primary-light);
    border: 1px solid rgba(45,183,204,0.25);
    padding: 5px 16px;
    border-radius: 50px;
    margin-bottom: 16px;
}

.ins-section {
    max-width: 1160px;
    margin: 0 auto;
    padding: 90px 24px;
}

.ins-section-header {
    text-align: center;
    max-width: 680px;
    margin: 0 auto 64px;
}

.ins-section-header h2 {
    font-size: 2.4rem;
    font-weight: 800;
    color: var(--text-dark);
    line-height: 1.18;
    letter-spacing: -0.5px;
    margin: 0 0 16px;
}

.ins-section-header p {
    font-size: 1.05rem;
    color: var(--text-muted);
    line-height: 1.75;
    margin: 0;
}

/* ═══════════════════════════════════════════════════════════════════════
   HERO
═══════════════════════════════════════════════════════════════════════ */
.ins-hero {
    background: linear-gradient(160deg, #0f172a 0%, #1e293b 55%, #0a2e1f 100%);
    padding: 90px 24px 110px;
    position: relative;
    overflow: hidden;
}

.ins-hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(45,183,204,0.05) 1px, transparent 1px),
        linear-gradient(90deg, rgba(45,183,204,0.05) 1px, transparent 1px);
    background-size: 52px 52px;
    pointer-events: none;
}

/* Shield glow */
.ins-hero::after {
    content: '';
    position: absolute;
    width: 700px;
    height: 700px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(34,197,94,0.10) 0%, transparent 65%);
    bottom: -300px;
    right: -100px;
    pointer-events: none;
}

.ins-hero-inner {
    max-width: 1160px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}

.ins-hero .ins-badge {
    background: rgba(45,183,204,0.15);
    border-color: rgba(45,183,204,0.3);
}

.ins-hero-text h1 {
    font-size: 3.2rem;
    font-weight: 900;
    color: #fff;
    line-height: 1.08;
    letter-spacing: -1px;
    margin: 16px 0 22px;
}

.ins-hero-text h1 em {
    font-style: normal;
    background: linear-gradient(90deg, #4ade80, #22d3ee);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.ins-hero-text > p {
    font-size: 1.05rem;
    color: rgba(255,255,255,0.6);
    line-height: 1.8;
    max-width: 500px;
    margin-bottom: 36px;
}

.ins-disclaimer {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: 14px;
    padding: 16px 20px;
    max-width: 500px;
}

.ins-disclaimer svg {
    width: 20px;
    height: 20px;
    color: #fbbf24;
    flex-shrink: 0;
    margin-top: 1px;
}

.ins-disclaimer p {
    font-size: 0.82rem;
    color: rgba(255,255,255,0.5);
    line-height: 1.6;
    margin: 0;
}

.ins-disclaimer strong { color: rgba(255,255,255,0.75); }

/* Hero visual — big shield */
.ins-hero-shield {
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
}

.ins-shield-wrap {
    position: relative;
    width: 280px;
    height: 280px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.ins-shield-ring {
    position: absolute;
    border-radius: 50%;
    border: 1px solid rgba(45,183,204,0.2);
    animation: pulseRing 3s ease-in-out infinite;
}

.ins-shield-ring:nth-child(1) { width: 100%; height: 100%; animation-delay: 0s; }
.ins-shield-ring:nth-child(2) { width: 130%; height: 130%; animation-delay: 0.5s; opacity: 0.6; }
.ins-shield-ring:nth-child(3) { width: 160%; height: 160%; animation-delay: 1s; opacity: 0.3; }

@keyframes pulseRing {
    0%, 100% { transform: scale(1); opacity: 0.6; }
    50%       { transform: scale(1.04); opacity: 0.3; }
}

.ins-shield-icon {
    width: 160px;
    height: 160px;
    background: linear-gradient(145deg, rgba(45,183,204,0.2), rgba(34,197,94,0.15));
    border: 1px solid rgba(45,183,204,0.3);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    z-index: 1;
    box-shadow: 0 0 60px rgba(45,183,204,0.2);
}

.ins-shield-icon svg {
    width: 80px;
    height: 80px;
    color: var(--primary);
}

/* Floating stat cards around the shield */
.ins-float-card {
    position: absolute;
    background: rgba(255,255,255,0.07);
    backdrop-filter: blur(12px);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 16px;
    padding: 14px 18px;
    color: #fff;
    white-space: nowrap;
    animation: floatIns 6s ease-in-out infinite;
}

.ins-float-card:nth-child(5) { top: 0; left: -40px; animation-delay: 0s; }
.ins-float-card:nth-child(6) { bottom: 20px; right: -20px; animation-delay: 1s; }

@keyframes floatIns {
    0%, 100% { transform: translateY(0); }
    50%       { transform: translateY(-8px); }
}

.ins-float-val {
    font-size: 1.4rem;
    font-weight: 800;
    color: #4ade80;
    margin-bottom: 2px;
}

.ins-float-label {
    font-size: 0.72rem;
    color: rgba(255,255,255,0.5);
}

/* ═══════════════════════════════════════════════════════════════════════
   COVERAGE HIGHLIGHT STRIP
═══════════════════════════════════════════════════════════════════════ */
.ins-coverage-strip-wrap {
    max-width: 1160px;
    margin: 0 auto;
    padding: 0 24px;
    position: relative;
    z-index: 10;
    margin-top: -40px;
}

.ins-coverage-strip {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 20px;
    box-shadow: 0 8px 40px rgba(0,0,0,0.10);
    display: flex;
    align-items: center;
    padding: 32px 48px;
    gap: 0;
    flex-wrap: wrap;
}

.ins-strip-item {
    flex: 1;
    min-width: 160px;
    text-align: center;
    padding: 8px 16px;
}

.ins-strip-divider {
    width: 1px;
    height: 52px;
    background: var(--border);
    flex-shrink: 0;
}

.ins-strip-icon {
    width: 40px;
    height: 40px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 10px;
}

.ins-strip-icon svg { width: 20px; height: 20px; }

.ins-strip-label {
    font-size: 0.9rem;
    font-weight: 700;
    color: var(--text-dark);
    margin-bottom: 4px;
}

.ins-strip-sub {
    font-size: 0.78rem;
    color: var(--text-muted);
    line-height: 1.5;
}

/* ═══════════════════════════════════════════════════════════════════════
   WHAT'S COVERED
═══════════════════════════════════════════════════════════════════════ */
.ins-covered-section { border-bottom: 1px solid var(--border); }

.ins-covered-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
}

.ins-covered-card {
    background: var(--bg-white);
    border: 1px solid var(--border);
    border-radius: 22px;
    padding: 36px;
    display: flex;
    gap: 20px;
    align-items: flex-start;
    box-shadow: var(--shadow-sm);
    transition: transform 0.3s, box-shadow 0.3s, border-color 0.3s;
}

.ins-covered-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: rgba(45,183,204,0.2);
}

.ins-covered-icon {
    width: 56px;
    height: 56px;
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.ins-covered-icon svg { width: 26px; height: 26px; }

.ins-covered-card h3 {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--text-dark);
    margin: 0 0 8px;
}

.ins-covered-card p {
    font-size: 0.875rem;
    color: var(--text-muted);
    line-height: 1.7;
    margin: 0;
}

/* ═══════════════════════════════════════════════════════════════════════
   COVERAGE PER PLAN
═══════════════════════════════════════════════════════════════════════ */
.ins-plans-section { background: var(--bg-page); }

.ins-plans-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.ins-plan-card {
    background: var(--bg-white);
    border: 1px solid var(--border);
    border-radius: 24px;
    padding: 36px 28px;
    display: flex;
    flex-direction: column;
    gap: 18px;
    box-shadow: var(--shadow-sm);
    position: relative;
    overflow: hidden;
    transition: transform 0.3s, box-shadow 0.3s;
}

.ins-plan-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-lg);
}

.ins-plan-card.featured {
    background: linear-gradient(145deg, #0f172a, #1e3a4a);
    border-color: rgba(45,183,204,0.3);
    color: #fff;
}

.ins-plan-card.featured::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--primary), #4ade80);
}

.ins-plan-popular {
    position: absolute;
    top: 20px;
    right: 20px;
    background: var(--primary);
    color: #fff;
    font-size: 0.65rem;
    font-weight: 700;
    letter-spacing: 1px;
    text-transform: uppercase;
    padding: 4px 12px;
    border-radius: 50px;
}

.ins-plan-tier {
    font-size: 0.68rem;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--primary);
    margin-bottom: -8px;
}

.ins-plan-name {
    font-size: 1.6rem;
    font-weight: 800;
    color: var(--text-dark);
    letter-spacing: -0.3px;
}

.ins-plan-card.featured .ins-plan-name { color: #fff; }

.ins-plan-coverage {
    background: var(--primary-light);
    border: 1px solid rgba(45,183,204,0.2);
    border-radius: 14px;
    padding: 18px;
    text-align: center;
}

.ins-plan-card.featured .ins-plan-coverage {
    background: rgba(45,183,204,0.15);
    border-color: rgba(45,183,204,0.3);
}

.ins-plan-cov-label {
    font-size: 0.72rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: var(--primary);
    margin-bottom: 6px;
}

.ins-plan-cov-amount {
    font-size: 2rem;
    font-weight: 900;
    color: var(--text-dark);
    letter-spacing: -0.5px;
    line-height: 1;
}

.ins-plan-card.featured .ins-plan-cov-amount { color: #fff; }

.ins-plan-price {
    font-size: 0.9rem;
    color: var(--text-muted);
    font-weight: 500;
}

.ins-plan-card.featured .ins-plan-price { color: rgba(255,255,255,0.55); }

.ins-plan-features {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.ins-plan-features li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: 0.875rem;
    color: var(--text-muted);
    line-height: 1.5;
}

.ins-plan-card.featured .ins-plan-features li { color: rgba(255,255,255,0.65); }

.ins-plan-features li::before {
    content: '';
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: rgba(34,197,94,0.15);
    background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' fill='none' stroke='%2322c55e' stroke-width='2.5' xmlns='http://www.w3.org/2000/svg'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
    background-size: 12px;
    background-repeat: no-repeat;
    background-position: center;
    flex-shrink: 0;
    margin-top: 1px;
}

.ins-plan-cta {
    background: var(--primary);
    color: #fff;
    font-family: 'Poppins', sans-serif;
    font-size: 0.95rem;
    font-weight: 700;
    border: none;
    border-radius: 12px;
    padding: 14px;
    cursor: pointer;
    text-align: center;
    text-decoration: none;
    display: block;
    transition: all 0.2s;
    box-shadow: var(--shadow-primary);
    margin-top: auto;
}

.ins-plan-cta:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
}

.ins-plan-card:not(.featured) .ins-plan-cta {
    background: transparent;
    color: var(--primary);
    border: 2px solid var(--primary);
    box-shadow: none;
}

.ins-plan-card:not(.featured) .ins-plan-cta:hover {
    background: var(--primary);
    color: #fff;
}

/* ═══════════════════════════════════════════════════════════════════════
   HOW TO CLAIM
═══════════════════════════════════════════════════════════════════════ */
.ins-claim-section { border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }

.ins-claim-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    position: relative;
}

.ins-claim-grid::before {
    content: '';
    position: absolute;
    top: 36px;
    left: calc(12.5%);
    right: calc(12.5%);
    height: 2px;
    background: linear-gradient(90deg, var(--primary), rgba(45,183,204,0.2));
    z-index: 0;
}

.ins-claim-step {
    text-align: center;
    padding: 0 24px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 14px;
}

.ins-claim-num {
    width: 72px;
    height: 72px;
    border-radius: 50%;
    background: var(--primary);
    color: #fff;
    font-size: 1.2rem;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    z-index: 1;
    box-shadow: var(--shadow-primary);
    flex-shrink: 0;
}

.ins-claim-step h4 {
    font-size: 1rem;
    font-weight: 700;
    color: var(--text-dark);
    margin: 0;
}

.ins-claim-step p {
    font-size: 0.85rem;
    color: var(--text-muted);
    line-height: 1.65;
    margin: 0;
}

/* ═══════════════════════════════════════════════════════════════════════
   FAQ
═══════════════════════════════════════════════════════════════════════ */
.ins-faq-section { padding-bottom: 40px; }

.ins-faq-list {
    max-width: 800px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.ins-faq-item {
    background: var(--bg-white);
    border: 1px solid var(--border);
    border-radius: 16px;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: border-color 0.2s;
}

.ins-faq-item.open { border-color: rgba(45,183,204,0.35); box-shadow: 0 4px 20px rgba(45,183,204,0.1); }

.ins-faq-q {
    width: 100%;
    background: none;
    border: none;
    padding: 20px 24px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    cursor: pointer;
    font-family: 'Poppins', sans-serif;
    font-size: 0.975rem;
    font-weight: 600;
    color: var(--text-dark);
    text-align: left;
    transition: color 0.2s;
}

.ins-faq-q:hover { color: var(--primary); }

.ins-faq-chevron {
    width: 20px;
    height: 20px;
    flex-shrink: 0;
    color: var(--text-muted);
    transition: transform 0.3s, color 0.2s;
}

.ins-faq-item.open .ins-faq-chevron { transform: rotate(180deg); color: var(--primary); }

.ins-faq-a {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease, padding 0.3s ease;
}

.ins-faq-item.open .ins-faq-a { max-height: 300px; padding-bottom: 20px; }

.ins-faq-a p {
    font-size: 0.9rem;
    color: var(--text-muted);
    line-height: 1.75;
    margin: 0;
    padding: 0 24px;
}

/* ═══════════════════════════════════════════════════════════════════════
   CTA
═══════════════════════════════════════════════════════════════════════ */
.ins-cta {
    background: linear-gradient(135deg, #052e16 0%, #0f172a 60%, #083344 100%);
    padding: 90px 24px;
    position: relative;
    overflow: hidden;
}

.ins-cta::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(34,197,94,0.05) 1px, transparent 1px),
        linear-gradient(90deg, rgba(34,197,94,0.05) 1px, transparent 1px);
    background-size: 52px 52px;
    pointer-events: none;
}

.ins-cta-inner {
    max-width: 680px;
    margin: 0 auto;
    text-align: center;
    position: relative;
    z-index: 1;
}

.ins-cta .ins-badge {
    background: rgba(34,197,94,0.15);
    border-color: rgba(34,197,94,0.3);
    color: #4ade80;
}

.ins-cta-inner h2 {
    font-size: 2.6rem;
    font-weight: 800;
    color: #fff;
    line-height: 1.15;
    letter-spacing: -0.5px;
    margin: 16px 0 18px;
}

.ins-cta-inner p {
    font-size: 1.05rem;
    color: rgba(255,255,255,0.6);
    line-height: 1.75;
    margin-bottom: 40px;
}

.ins-cta-buttons {
    display: flex;
    gap: 14px;
    justify-content: center;
    flex-wrap: wrap;
}

.ins-btn-primary {
    background: #22c55e;
    color: #fff;
    font-family: 'Poppins', sans-serif;
    font-size: 1rem;
    font-weight: 700;
    padding: 15px 32px;
    border-radius: 14px;
    text-decoration: none;
    transition: all 0.2s;
    box-shadow: 0 8px 30px rgba(34,197,94,0.3);
}

.ins-btn-primary:hover {
    background: #16a34a;
    transform: translateY(-2px);
}

.ins-btn-ghost {
    background: rgba(255,255,255,0.08);
    color: rgba(255,255,255,0.85);
    font-family: 'Poppins', sans-serif;
    font-size: 1rem;
    font-weight: 600;
    padding: 15px 32px;
    border-radius: 14px;
    text-decoration: none;
    border: 1px solid rgba(255,255,255,0.15);
    transition: all 0.2s;
}

.ins-btn-ghost:hover { background: rgba(255,255,255,0.14); transform: translateY(-2px); }

/* ─── RESPONSIVE ─────────────────────────────────────────────────────── */
@media (max-width: 1024px) {
    .ins-hero-inner     { grid-template-columns: 1fr; }
    .ins-hero-shield    { display: none; }
    .ins-covered-grid   { grid-template-columns: 1fr; }
    .ins-plans-grid     { grid-template-columns: 1fr; }
    .ins-claim-grid     { grid-template-columns: 1fr 1fr; gap: 30px; }
    .ins-claim-grid::before { display: none; }
}

@media (max-width: 640px) {
    .ins-hero-text h1   { font-size: 2.2rem; }
    .ins-claim-grid     { grid-template-columns: 1fr; }
    .ins-coverage-strip { padding: 24px; }
    .ins-strip-item     { min-width: 140px; }
    .ins-cta-inner h2   { font-size: 1.9rem; }
}

/* --- NOTICE BANNER ---------------------------------------------------- */
.ins-notice-banner {
    width: 100vw;
    position: relative;
    left: 50%;
    margin-left: -50vw;
    box-sizing: border-box;
    background: #fffbeb;
    border-bottom: 1px solid #fde68a;
    padding: 14px 24px;
}

.ins-notice-inner {
    max-width: 1160px;
    margin: 0 auto;
    display: flex;
    align-items: flex-start;
    gap: 14px;
}

.ins-notice-inner svg {
    width: 20px;
    height: 20px;
    color: #d97706;
    flex-shrink: 0;
    margin-top: 2px;
}

.ins-notice-inner p {
    font-size: 0.85rem;
    color: #92400e;
    line-height: 1.6;
    margin: 0;
}

.ins-notice-inner strong {
    color: #78350f;
}

/* --- CTA NOTE --------------------------------------------------------- */
.ins-cta-note {
    font-size: 0.8rem !important;
    color: rgba(255,255,255,0.35) !important;
    margin-top: -24px !important;
    margin-bottom: 28px !important;
    font-style: italic;
}